Mortgages
Problem:
Mortgage rates in Africa from traditional banks are on average greater than 20% per year. These exorbitant rates make home ownership through financing perilous for those who cannot pay for a home with cash. Home ownership is the foundation of wealth development and many working families on the African continent are denied the opportunity to grow financially through home ownership. A lack of homeownership is also an indicator of impaired national economic growth.
Solution:
The 25th Dynasty Group will provide private mortgage loans at 10% interest for homes that are built with renewable energy and water solutions. All borrowers will have the peace of mind of not having extra monthly payments to a utility company that does not deliver reliable energy or water. In case of borrower default, our fund will be protected by owning and reselling a high demand, premium home that includes an uninterrupted renewable energy and water solution.
Mission
Identify and solve housing, energy, water and business development problems in Africa using the most sustainable solutions possible.
Vision
Africa will capitalize and benefit from its natural and human resources with engineering and financial solutions.
Values
- Excellence
- Honesty
- Efficiency